Got Debt?

 If you have debt, here is a way to help you get rid of it!

In light of the current economic situation, I would highly encourage you to curb your spending, or at least be more intentional.

I actually followed these steps and am debt free...even my mortgage!

We went to a local church and did the Financial Freedom seminar by Dave Ramsey!

It was a total game changer, and it works!

You can too!

1. Save $1,000 for Your Starter Emergency Fund.
2. Pay Off All Debt (Except the House) Using the Debt Snowball.
3. Save 3–6 Months of Expenses in a Fully Funded Emergency Fund.
4. Invest 15% of Your Household Income in Retirement.
5. Save for Your Children's College Fund.
6. Pay Off Your Home Early.
7. Build Wealth and Give.

Having the starter $1,000 emergency fund is essential! It is for WHEN, not IF you have an emergency...car trouble, medical issue, pipe leaking...we all get them!

This method is not hard to understand, you don't have to buy any program, you just use a tablet and paper like I did!

I was later in life when I started, so I haven't built wealth, but I absolutely do the giving.  So, if you are starting later in life, don't be discouraged, the majority of people at the seminar that we took several years ago were past 50.

May God bless you in this financial journey!

Click here for more free detailed info from Dave Ramsey's site.

See Dave Ramsey Solutions for more details.