So I posted that I became debt-free using the baby steps by Dave Ramsey.
Step one is so important!
We all have emergencies...you get sick, your dog get sick...a flat tire... so take some of the stress out of the inevitable by saving up $1,000 that you never touch-strictly for an emergency!
Decide what quantifies an emergency...it's not buying that cute shirt because it's 50% off...or a once in a lifetime deal on a new car. Make your own guidelines for an emergency. This could keep you from putting an emergency situation on a credit card and creating more debt that you need to get out of.
Here is how:
Start saving more money and spending less. You can save $1,000 quicker than you think—really. It just takes a little focus and some hard work. Try selling stuff, clipping coupons, saying no to extra expenses, planning your meals, eating out less, using or selling old gift cards, and downloading money-saving apps. The ways to earn or save $1,000 are nearly endless. Pick a few and get down to saving up.
For more free info see Dave Ramsey's website by clicking here
Posts
No comments:
Post a Comment